These Terms and Conditions constitute a legally binding agreement between you and s98gam governing your access to and use of the s98gam platform, including all casino games, sports betting markets, payment services, and related features available to players in Pakistan and internationally.
Six core principles that every s98gam player should understand before using the platform.
You must be at least 21 years of age to register and use s98gam. Age verification may be required at any point. Accounts found to belong to underage players will be closed immediately.
Each individual may hold only one s98gam account. Multiple accounts are strictly prohibited and will result in permanent suspension and forfeiture of associated balances.
All bonuses, free spins, and promotional credits issued by s98gam are subject to wagering requirements and eligibility conditions as specified in the relevant promotion terms.
All deposits and withdrawals are processed in Pakistani Rupees via JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, or USDT. Players are responsible for any applicable bank fees.
s98gam provides self-exclusion, deposit limits, and session controls. Players who have self-excluded must not attempt to re-register. Breach of self-exclusion terms is grounds for account closure.
Any form of collusion, fraudulent activity, use of prohibited software, or exploitation of platform errors is strictly forbidden and will result in immediate account suspension.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and s98gam ("Company," "we," "us," or "our") governing your access to and use of the s98gam website located at s98gam.net, together with all associated services, products, games, tools, and features made available through the platform ("Platform").
By completing the registration process on s98gam, by clicking any acceptance checkbox, or by simply accessing or using any part of the Platform, you acknowledge that you have read these Terms in full, that you understand them, and that you agree to be bound by them. Your continued use of s98gam following any amendment to these Terms constitutes your ongoing acceptance of the revised Terms.
These Terms are to be read in conjunction with s98gam's Privacy Policy, Responsible Gaming Policy, Bonus Terms, and any other rules, policies, or guidelines published on the Platform from time to time. In the event of any inconsistency between these Terms and any game-specific or promotion-specific rules, the more specific document shall prevail in respect of the relevant subject matter.
2.1 Age Requirement. You must be a minimum of twenty-one (21) years of age to register an account with s98gam and to use any part of the Platform. It is a criminal offence in many jurisdictions for persons under the legal gambling age to participate in gambling activities. s98gam will not knowingly allow underage individuals to open or maintain accounts. Where s98gam reasonably suspects that an account holder is under 21 years of age, the account will be suspended pending verification, and any winnings accrued during the period of suspected underage use may be withheld.
2.2 Jurisdictional Eligibility. You are solely responsible for determining whether online gaming is lawful in your jurisdiction before registering with s98gam. The Platform is made available to players on the basis that they satisfy applicable local legal requirements. s98gam makes no representation regarding the legality of its services in any specific jurisdiction.
2.3 Registration Accuracy. When registering an account, you must provide accurate, complete, and current information including your full legal name, date of birth, Pakistani mobile number (03xx format compatible with JazzCash or EasyPaisa registration where applicable), and a valid email address. Providing false registration information is grounds for immediate account termination without notice and forfeiture of any balance held in the account.
2.4 One Account Policy. Each natural person may hold only one (1) s98gam account. Players who are found to have registered or operated multiple accounts — whether directly or through a third party — will have all associated accounts closed and all balances, bonuses, and pending withdrawals forfeited. If you have lost access to your existing s98gam account, please contact our support team rather than opening a new account.
2.5 Verification (KYC). s98gam reserves the right to require identity verification ("Know Your Customer" or KYC) at any stage of the player relationship, including at registration, prior to processing a withdrawal, or in response to suspicious activity. Acceptable verification documents include but are not limited to: CNIC (Computerised National Identity Card), valid Pakistani passport, or other government-issued photo identification. Failure to provide satisfactory verification documents within a reasonable timeframe may result in account suspension.
3.1 Account Security. You are solely responsible for maintaining the confidentiality of your s98gam login credentials, including your username and password. You must not share your login details with any third party or allow any other individual to access your account. s98gam strongly recommends enabling two-factor authentication (2FA) as an additional layer of account security. Any activity conducted through your account, whether authorised by you or not, shall be your sole responsibility.
3.2 Breach Notification. If you have reason to believe that your s98gam account credentials have been compromised or that unauthorised access has occurred, you must notify s98gam support immediately via live chat or email at [email protected]. s98gam will not be held liable for any losses arising from unauthorised account access where reasonable precautions were not taken by the account holder.
3.3 Dormant Accounts. An account is classified as dormant if there has been no login activity for a continuous period of twelve (12) months. s98gam reserves the right to apply a monthly account maintenance charge to dormant accounts, subject to prior notice to the registered contact details. s98gam will make reasonable efforts to contact the player before any charges are applied.
3.4 Account Closure by Player. Players may request account closure at any time by contacting the s98gam support team. All pending withdrawals will be processed before closure is effected. Any outstanding bonus balances that have not met applicable wagering requirements will be forfeited upon closure.
4.1 Accepted Payment Methods. s98gam accepts deposits and processes withdrawals via JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, and USDT. The availability of specific payment methods may vary and is subject to change without advance notice. All transaction amounts are denominated in Pakistani Rupees (PKR) unless otherwise specified.
4.2 Minimum Deposit. The minimum deposit amount at s98gam is PKR 100. There is no maximum deposit limit by default, however s98gam reserves the right to apply deposit limits in connection with responsible gaming measures or at its discretion.
4.3 Withdrawal Processing. Withdrawal requests submitted during normal processing hours are typically processed within one (1) to four (4) hours. Processing times may be extended due to KYC verification requirements, payment provider delays, or scheduled platform maintenance. s98gam will endeavour to communicate any unusual delays to affected players promptly.
4.4 Withdrawal Conditions. Withdrawals will only be processed to a payment method previously used for deposit by the account holder. s98gam reserves the right to request additional identity verification before processing any withdrawal. s98gam will not process withdrawals to third-party accounts. You must ensure that all deposit bonuses applicable to your account have met their wagering requirements before a withdrawal can be processed from an associated balance.
4.5 Currency. s98gam displays all account balances, bets, and winnings in Pakistani Rupees (PKR). Where payment is made or received in another currency (e.g., USDT), conversion will be applied at the prevailing market rate at the time of the transaction. s98gam is not liable for any fluctuations in exchange rates.
5.1 General Bonus Terms. All bonuses, free spins, cashback offers, reload promotions, and other incentives offered by s98gam are subject to specific terms and conditions detailed in the relevant promotion. Players are advised to read all applicable bonus terms carefully before accepting any promotional offer.
5.2 Wagering Requirements. Bonus funds and free spin winnings are subject to wagering requirements which must be fulfilled before a withdrawal can be requested from any associated balance. Wagering requirements and eligible game contributions vary by promotion and are detailed in individual promotion terms.
5.3 Bonus Abuse. s98gam operates a zero-tolerance policy towards bonus abuse. This includes but is not limited to: the registration of multiple accounts to claim new-player bonuses, the use of low-risk or balanced betting strategies to meet wagering requirements without genuine gameplay intent, and the misuse of any promotional offer in a manner inconsistent with the spirit of the promotion. s98gam reserves the right to withhold bonuses and associated winnings where abuse is suspected.
5.4 Modification of Promotions. s98gam reserves the right to modify, suspend, or discontinue any promotion at any time. Where a promotion is modified after a player has already accepted its terms, s98gam will honour the original terms for the duration of the player's participation in that specific promotion where reasonably practicable.
6.1 General Rules. All bets placed on s98gam are subject to the specific rules applicable to the relevant game or sports market. Game-specific rules are available within each game and within the sportsbook. By placing a bet or participating in a game, you confirm that you have read and accepted the applicable rules.
6.2 Cricket & Sportsbook. All sports betting markets, including PSL cricket, international cricket (Tests, ODIs, T20Is), UFC, football, and other sports, are subject to the s98gam Sportsbook Rules. Odds are subject to change without notice prior to bet acceptance. Once a bet is confirmed and accepted, the odds are fixed unless stated otherwise in the market rules.
6.3 Live Casino. Live dealer games streamed on s98gam are conducted by independent licensed studios. The rules of each live game are governed by the relevant studio's game rules, which are accessible from within the game interface. s98gam is not responsible for errors arising from technical faults on the part of third-party game providers, though it will endeavour to resolve disputes fairly.
6.4 Void Bets & Errors. s98gam reserves the right to void bets where an error, system fault, or manifest pricing mistake has occurred. Where a bet is voided, the stake will be returned to the player's account. s98gam will not honour bets placed as a result of an obvious error in odds or game outcomes.
7.1 Commitment to Responsible Gaming. s98gam is committed to promoting responsible gaming and maintaining a safe gaming environment for all players. The Platform provides tools including deposit limits, loss limits, session time limits, reality checks, cooling-off periods, and self-exclusion to help players maintain control of their gaming activity.
7.2 Self-Exclusion. Players who believe that their gaming is becoming problematic may request self-exclusion from s98gam at any time by contacting the support team. During a self-exclusion period, the player's account will be suspended and no new deposits will be accepted. Players who have self-excluded must not attempt to circumvent the exclusion by registering a new account; any such account will be closed immediately.
7.3 Responsible Gaming Page. Full information regarding s98gam's responsible gaming tools and resources, including links to independent support organisations, is available on the Responsible Gaming page. s98gam strongly encourages any player who feels they may be experiencing difficulties related to gambling to visit that page and seek appropriate help.
The following activities are strictly prohibited on the s98gam Platform. Engagement in any prohibited activity will result in immediate account suspension, forfeiture of balances, and may be reported to relevant authorities:
All content, software, branding, trademarks, logos, graphics, game assets, data, and other intellectual property on the s98gam Platform are owned by or licensed to s98gam and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial gaming purposes only.
You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material from the Platform, except as follows: your device may temporarily store copies of materials incidental to normal web browsing; you may print a single copy of any page for your own personal, non-commercial reference.
10.1 To the fullest extent permitted by applicable law, s98gam shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, loss of data, loss of business opportunities, or other losses arising out of or in connection with your use of or inability to use the Platform, even if s98gam has been advised of the possibility of such damages.
10.2 s98gam's aggregate liability to you for any claims arising out of or relating to these Terms or the Platform shall not exceed the total amount deposited by you in the twelve (12) months immediately preceding the event giving rise to the claim.
10.3 s98gam does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. s98gam is not liable for any losses arising from planned or unplanned platform maintenance, technical outages, or connectivity issues outside of s98gam's reasonable control.
s98gam collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference and is available at s98gam.net/privacy-policy. By registering with s98gam, you consent to the collection and processing of your personal data as described in the Privacy Policy.
s98gam implements industry-standard technical and organisational security measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These measures include 256-bit SSL encryption, access controls, and regular security audits.
12.1 Amendments. s98gam reserves the right to amend, update, or replace these Terms at any time. Where changes are material, s98gam will endeavour to provide reasonable advance notice via email to the registered address or via a prominent notice on the Platform. Your continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept any amendment, you must close your account before the amendment takes effect.
12.2 Termination by s98gam. s98gam may suspend or terminate your account and access to the Platform at any time, with or without notice, for any violation of these Terms, for any fraudulent, abusive, or illegal activity, or for any other reason at s98gam's sole discretion. In the event of termination for breach, s98gam reserves the right to withhold any balance in the account pending investigation.
12.3 Effect of Termination. Upon termination of your account for any reason, your right to access and use the Platform ceases immediately. All provisions of these Terms that by their nature should survive termination shall survive, including without limitation provisions relating to intellectual property, limitation of liability, disclaimers, and governing law.
These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with international gaming law and the applicable regulatory framework under which s98gam operates its licence. Any disputes that cannot be resolved amicably through s98gam's complaints procedure shall be submitted to binding arbitration in accordance with the rules of the relevant regulatory authority.
s98gam operates under international gaming compliance standards. Nothing in these Terms shall be construed as creating any rights or obligations under the domestic law of any specific jurisdiction unless expressly stated.
If you have any questions about these Terms and Conditions, wish to make a complaint, or need to exercise any rights described herein, please contact the s98gam support team through the following channels:
s98gam aims to respond to all formal complaints within five (5) business days. Complex matters relating to account verification or disputed transactions may require additional time for investigation.
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